{"id":1521,"date":"2023-02-14T14:09:36","date_gmt":"2023-02-14T13:09:36","guid":{"rendered":"http:\/\/10.24.225.70\/?p=1521"},"modified":"2026-03-24T12:21:34","modified_gmt":"2026-03-24T11:21:34","slug":"what-is-pci-dss-compliance-and-why-is-it-important","status":"publish","type":"post","link":"https:\/\/complior.se\/en\/what-is-pci-dss-compliance-and-why-is-it-important\/","title":{"rendered":"Vad \u00e4r PCI DSS och varf\u00f6r \u00e4r det viktigt?"},"content":{"rendered":"
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<\/svg><\/span>Tillbaka till resurser<\/span><\/a><\/div>\n\n\n\nBlog<\/span>\n\n\n\n

Vad \u00e4r PCI DSS och varf\u00f6r \u00e4r det viktigt?<\/h1>\n\n\n\n
\r\n\t\r\n\t\t<\/rect>\r\n\t\t<\/line>\r\n\t\t<\/line>\r\n\t\t<\/line>\r\n\t<\/svg>\r\n\t\r\n\t\tFeb 14, 2023\t<\/span>\r\n<\/div>\n\n\n

<\/svg><\/span>5 min <\/span><\/h1><\/div>\n<\/div>\n\n\n\n
\"PCI<\/figure>\n<\/div><\/div>\n\n\n\n
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Vad \u00e4r PCI DSS och varf\u00f6r \u00e4r det viktigt?<\/h2>\n\n\n\n

I en tid d\u00e4r kontanter inte l\u00e4ngre \u00e4r norm har s\u00e4ker hantering av kortdata blivit allt viktigare. En central del i detta \u00e4r PCI DSS.<\/p>\n\n\n\n

Men vad inneb\u00e4r PCI DSS \u2013 och varf\u00f6r \u00e4r det s\u00e5 viktigt?<\/p>\n<\/div>\n\n\n\n

\n

Vad \u00e4r PCI DSS?<\/h2>\n\n\n\n

PCI DSS st\u00e5r f\u00f6r Payment Card Industry Data Security Standard och \u00e4r en global s\u00e4kerhetsstandard som syftar till att skydda kortdata och minska risken f\u00f6r bedr\u00e4gerier.<\/p>\n\n\n\n

Standarden g\u00e4ller alla verksamheter som:<\/p>\n\n\n\n

    \n
  • Lagrar kortdata<\/li>\n\n\n\n
  • Behandlar kortbetalningar<\/li>\n\n\n\n
  • \u00d6verf\u00f6r kortinformation<\/li>\n<\/ul>\n\n\n\n

    PCI DSS best\u00e5r av 12 \u00f6vergripande krav, som i sin tur inneh\u00e5ller \u00f6ver 250 kontroller.<\/p>\n\n\n\n

    Att vara PCI DSS-kompatibel inneb\u00e4r att din organisation uppfyller dessa krav och f\u00f6ljer etablerade s\u00e4kerhetsprinciper.<\/p>\n<\/div>\n\n\n\n

    \n

    De 12 kraven i PCI DSS<\/h2>\n\n\n\n

    F\u00f6r att uppn\u00e5 PCI DSS m\u00e5ste organisationer uppfylla f\u00f6ljande:<\/p>\n\n\n\n

      \n
    1. Installera och underh\u00e5lla en brandv\u00e4gg f\u00f6r att skydda kortdata<\/li>\n\n\n\n
    2. Anv\u00e4nd inte standardl\u00f6senord eller standardinst\u00e4llningar<\/li>\n\n\n\n
    3. Skydda lagrad kortinformation<\/li>\n\n\n\n
    4. Kryptera \u00f6verf\u00f6ring av kortdata \u00f6ver \u00f6ppna n\u00e4tverk<\/li>\n\n\n\n
    5. Skydda system mot skadlig kod och h\u00e5ll antivirus uppdaterat<\/li>\n\n\n\n
    6. Utveckla och underh\u00e5ll s\u00e4kra system och applikationer<\/li>\n\n\n\n
    7. Begr\u00e4nsa \u00e5tkomst till kortdata utifr\u00e5n behov (\u201dneed-to-know\u201d)<\/li>\n\n\n\n
    8. Identifiera och autentisera anv\u00e4ndare<\/li>\n\n\n\n
    9. Begr\u00e4nsa fysisk \u00e5tkomst till kortdata<\/li>\n\n\n\n
    10. Sp\u00e5ra och \u00f6vervaka all \u00e5tkomst till system och data<\/li>\n\n\n\n
    11. Testa s\u00e4kerhetssystem och processer regelbundet<\/li>\n\n\n\n
    12. Uppr\u00e4tth\u00e5ll en informationss\u00e4kerhetspolicy<\/li>\n<\/ol>\n<\/div>\n\n\n\n
      \n

      Vem st\u00e5r bakom PCI DSS?<\/h2>\n\n\n\n

      PCI DSS togs fram 2004 av de stora kortn\u00e4tverken:<\/p>\n\n\n\n

        \n
      • Visa<\/li>\n\n\n\n
      • MasterCard<\/li>\n\n\n\n
      • American Express<\/li>\n\n\n\n
      • Discover<\/li>\n\n\n\n
      • JCB<\/li>\n<\/ul>\n\n\n\n

        Dessa organisationer bildade PCI Security Standards Council (PCI SSC)<\/strong>, som ansvarar f\u00f6r att utveckla och f\u00f6rvalta standarden.<\/p>\n<\/div>\n\n\n\n

        \n

        Varf\u00f6r \u00e4r PCI DSS viktigt?<\/h2>\n\n\n\n

        PCI DSS \u00e4r avg\u00f6rande f\u00f6r att skydda b\u00e5de f\u00f6retag och kunder.<\/p>\n\n\n\n

        \n

        Skyddar k\u00e4nslig information<\/h3>\n\n\n\n

        Genom att f\u00f6lja PCI DSS minskar risken f\u00f6r dataintr\u00e5ng och obeh\u00f6rig \u00e5tkomst till kortdata.<\/p>\n<\/div>\n\n\n\n

        \n

        Skapar f\u00f6rtroende<\/h3>\n\n\n\n

        Att vara compliant visar att din organisation tar s\u00e4kerhet p\u00e5 allvar, vilket st\u00e4rker kundernas f\u00f6rtroende.<\/p>\n<\/div>\n\n\n\n

        \n

        Minskar risken f\u00f6r bedr\u00e4gerier<\/h3>\n\n\n\n

        Starka s\u00e4kerhetskontroller g\u00f6r det sv\u00e5rare f\u00f6r angripare att utnyttja s\u00e5rbarheter.<\/p>\n<\/div>\n\n\n\n

        \n

        St\u00f6djer efterlevnad av regelverk<\/h3>\n\n\n\n

        \u00c4ven om PCI DSS inte \u00e4r en lag, ligger den i linje med m\u00e5nga regulatoriska krav och s\u00e4kerhetsramverk.<\/p>\n<\/div>\n<\/div>\n\n\n\n

        \n

        Vad h\u00e4nder om man inte \u00e4r compliant?<\/h2>\n\n\n\n

        Att inte f\u00f6lja PCI DSS kan f\u00e5 allvarliga konsekvenser.<\/p>\n\n\n\n

        \n

        B\u00f6ter och avgifter<\/h3>\n\n\n\n

        F\u00f6retag kan drabbas av ekonomiska sanktioner fr\u00e5n kortutgivare eller inl\u00f6sare.<\/p>\n<\/div>\n\n\n\n

        \n

        F\u00f6rlorad m\u00f6jlighet att ta emot kortbetalningar<\/h3>\n\n\n\n

        I v\u00e4rsta fall kan verksamheten f\u00f6rlora r\u00e4tten att hantera korttransaktioner.<\/p>\n<\/div>\n\n\n\n

        \n

        \u00d6kad risk f\u00f6r dataintr\u00e5ng<\/h3>\n\n\n\n

        Bristande efterlevnad inneb\u00e4r ofta svagare s\u00e4kerhet \u2013 och d\u00e4rmed h\u00f6gre risk.<\/p>\n<\/div>\n\n\n\n

        \n

        Skadat f\u00f6rtroende<\/h3>\n\n\n\n

        En incident med l\u00e4ckta kortuppgifter kan f\u00e5 stora konsekvenser f\u00f6r varum\u00e4rket.<\/p>\n<\/div>\n<\/div>\n<\/div><\/div>","protected":false},"excerpt":{"rendered":"

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